2004-05 Undergraduate Catalog
Indiana, Pennsylvania 15705
Finances
Summer Sessions Fees (based on Summer, 2004)
Basic Fee
The basic fee for in-state undergraduate students enrolled for any of the regular summer sessions is $192 per credit and $479 per credit for out-of-state undergraduate students.
Summer Dining Plan Fees
The five-week session dining plan fees for Summer, 2003, are:
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|
Plan A - 19 meals a week |
$290 (or $58/week) |
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|
Plan B - Any 14 meals a week |
$270 (or $54/week) |
|
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Plan D* - Any 10 meals a week |
$260 (or $52/week) |
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Plan G* - Any 5 meals week |
$151 (or $30/week) |
*Off-campus students only
Instructional Fee
All students are charged an instructional fee to support academic equipment, library resources, maintenance and repair projects, recreational facilities, and the advancement of technologies. During the summer, all students are charged $19.20 per credit.
Registration
Fee
All
students will be charged a registration fee of $30 for the summer term.
Summer Residence Hall Fee
The summer university dorm room fees are $98 a week for a double-occupancy room and $142 a week for a single room. Students are charged for each session according to the number of weeks they require housing. Resident students can select from two dining plans, 19 meals per week or 14 meals per week.
Student Activity Fee
The student activity fee in the summer session is $12.50 per credit (up to a maximum $150).
Student Health Fee (Summer)
There is no mandatory health fee in the summer. All summer student health fees are optional. For further information, contact the health center at 724-357-6475 or health-inquiry@iup.edu.
Technology Fee
This fee is assessed to all students per summer session as follows:
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Pennsylvania Residents: |
$25 |
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Nonresident Students: |
$38 |
Damage Fee
Students
are responsible for damages, breakage, loss, or delayed return of university
property.
Examination
for Credit Fee
A
fee of $40 will be assessed for each examination taken for credit.
Installment
Payment Charge
A
nonrefundable fee of $30 per semester is charged to students participating in
the monthly installment payment plan, and a $10 per semester fee is charged for
students participating in the semi-semester option of the plan.
Portfolio
Application/Assessment Fees
A
fee of $15 will be charged to students applying for prior learning evaluation,
and a fee equal to one-half of the prevailing tuition fee will be charged for
all credits granted in the portfolio application.
Teacher
Certification Fee
A fee of $75 payable to the Commonwealth of Pennsylvania is charged to cover the administrative and recording costs for the issuance of a teaching certificate by the Department of Education. A $35 fee is charged for students applying for out-of-state certification.
Transcript Fees
Applications for transcripts can only be made in writing to the registrar, either by U.S. mail, fax, or on forms available at the Registrar’s Office in Clark Hall. Forms may also be downloaded from the Registrar’s Office website at www.iup.edu/registrar/forms. Such requests must include
1. Your full name, Social Security number, and student user ID number at the time of your graduation or
termination of enrollment at IUP. (Please note any name changes since graduation.)
2. Your present address.
3. Whether you graduated or, if not, when you were enrolled.
4. The full and clearly stated name(s) and address(es) of person(s) to whom you wish the transcript(s) to be sent.
A fee is not charged for an official transcript. A maximum of seven transcripts can be ordered for any given day. Special handling charges will be assessed for express or fax transcript service. For more information, see the website http://old.www.iup.edu/registrar/trans.shtm or call 724-357-2217.
Official transcripts (containing signature and university seal) will not be issued directly to students. The university will attempt to mail official transcripts within a reasonable time. However, in the event of its failure to do so, in no case is the university responsible for consequential damages.
All bills, including basic fee and housing fee, are payable as specified on the billing notice; students have several payment plan options. Checks or money orders, in the exact amount of the billing notice, should be made payable to IUP unless otherwise specified. MasterCard, Visa, and Discover cards are also accepted. Book Store purchases are on a cash basis.
It is desired that payments for the entire semester be made in August for the first semester and in December for the second semester; however, for a nominal charge an installment plan is available.
The following financial aid programs can be deducted from your university bill:
● Federal Stafford Loan
● Federal PLUS Loan
● Federal Perkins Loan
● Federal Pell Grant
● Federal Supplemental Educational Opportunity Grant
● Pennsylvania State Grant
● IUP scholarships
Federal Work Study earnings are paid directly to the student every other week and thus are not used for billing purposes.
All other financial aid is paid directly to the student’s account. If a credit balance exists after satisfying all IUP charges, excess funds will be refunded to the student for other educational expenses.
Students are not permitted to enroll for any semester, receive transcripts, or graduate until all account balances have been paid in full. Also, credit will not be certified to any other institution until all overdue accounts have been paid. A late payment fee of $10 for each day past the due date will be assessed for delinquent accounts up to a maximum of $50. The same regulations will also be applied to inter-semester payments.
Undergraduate students desiring to leave school before the close of a semester must report to the Advising and Testing Center and to the Office of the Bursar to settle all unpaid accounts.
For a copy of IUP’s Refund Policy or a sample refund calculation, please contact Student Financial Services at 724-357-2207. The Refund Policy is also available on their website at www.iup.edu/bursar.
The Financial Aid Office, located at Clark Hall, offers financial information and counseling to all students attending IUP. The types of financial assistance offered by the Financial Aid Office include student employment, educational loans, scholarships, and grants. Counseling on debt management and loan repayment options is also available.
Eligibility Requirements
The general requirements for financial aid eligibility include the following:
1. Be enrolled on at least a half-time basis (6 credits per term) except for the Federal Pell Grant program.
2. Be a U.S. citizen, national or permanent resident, or other eligible noncitizen.
3. Maintain satisfactory academic progress in your course of study.
4. Be enrolled or accepted for enrollment in an Associate Degree, Bachelor’s Degree, Postbaccalaureate
Teacher’s Certification program, or Postbaccalaureate Second Undergraduate Degree program.
5. Not be in default or have failed to make satisfactory arrangements to repay any Federal Student Loans.
6. Not owe a repayment on a Federal Pell Grant or Federal Supplemental Educational Opportunity Grant.
7. Not have borrowed in excess of any Federal Loan limits.
8. Register with the Selective Service Administration, if required.
9. Have a valid Social Security Number.
Students must submit a Free Application for Federal Student Aid prior to April 15 in order to receive maximum consideration for need-based financial aid administered through the university. The Title IV school code for IUP is 003277. Additional forms or applications may be required depending upon which student aid programs are being sought. Financial aid is available for both the regular academic year and the summer sessions. Separate applications for summer school aid must be submitted by the student.
Student Responsibilities–Students who apply for financial aid have certain responsibilities which are listed below:
1. Accurately complete and submit the appropriate application forms by the published deadline dates.
2. Submit requested materials, corrections, or new information on a timely basis.
3. Meet the regulations and repayment schedules of student loans.
4. Inform the Financial Aid Office of any grants, scholarships, or loans received from outside organizations.
5. Inform the Financial Aid Office of any information that has changed since applying for aid.
6. Understand the satisfactory academic progress requirements for maintaining financial aid eligibility.
7. Use financial aid funds for educational purposes only.
Financial Aid Programs Available
Financial assistance is available in the form of grants and scholarships, student employment, and educational loans. Each of these funding sources has unique characteristics which are explained in more detail below.
T
he Student Employment Center is available to assist students in finding job opportunities on campus or in the local community. Students may gain access to a listing of available positions by doing any of the following: • asking to review the employment
binder located in the Student Employment
Center in the Office of Career
Services, 302 Pratt Hall
• reviewing the bulletin board located outside the office
• accessing the on-line job listing
at www.iup.edu/sec (24-hour accessibility)
The Student Employment Center also assists students in finding summer employment. During the spring semester, a Summer Job Fair is conducted providing IUP students the opportunity to meet with representatives from a variety of organizations (i.e., camps, amusement parks, resorts, recreation areas, and restaurants, to name a few). Representatives from local and out-of-state organizations attend the fair. Students may gain access to a listing of seasonal job opportunities by visiting the Student Employment Center’s website or by stopping by the office to review literature provided by these organizations.
Students may be employed on campus for up to twenty-five hours per week when classes are in session and up to forty hours per week during breaks, including summer. When classes are in session, most students work an average of ten to twelve hours per week. Students are paid every two weeks for the hours they have worked. Generally, undergraduate students are paid at the minimum wage rate, which is currently $5.15 per hour.
All students are eligible to work on campus.* There are two basic types of funding sources: (1) Federal Work Study Program (FWSP) and (2) University Employment (UE). Eligibility for FWSP is based upon demonstrated financial need as determined from the Free Application for Federal Student Aid (FAFSA), which must be completed every year. Inquiries about eligibility for FWSP should be directed to the Financial Aid Office. Students who do not demonstrate financial need may seek UE.
An FWSP award may affect your eligibility for student loans. For more specific information on how an FWSP award would impact your loan eligibility, inquire at the Financial Aid counter in the lobby of Clark Hall or by e-mail at financial-aid@iup.edu.
Off-campus employment opportunities vary by organization, as do the hourly wages and hours worked per week.
*International students’ circumstances may vary. Please consult Student Payroll Services for additional information (724-357-2510, Sutton Hall, Room G-8).
Serve-Study Program–This employment program places FWSP-eligible students in community service positions available both on and off campus. In addition to earning money, students gain practical work experience related to their academic major. The Service Learning Center, which assists students in obtaining these opportunities, is part of the Office of Career Services located in 302 Pratt Hall.
PHEAA State Work Study–Off-campus employment that relates to the student’s academic major may be available through the Pennsylvania Higher Education Assistance Agency (PHEAA) State Work-Study program. Applications are available in the Financial Aid Office and must be completed by both the student and the organization for which the student would like to be employed. Applications can also be accessed through PHEAA’s web site at www.pheaa.org.
Loan programs offer repayable
assistance to students who apply and qualify for them. Repayment terms, interest
rates, and borrowing limits vary from program to program. Educational loans are
a serious and important obliga-
tion. Receipt of funds means that the student assumes the legal responsibility
for repayment of the loan at a future date. The promissory note for the loan
specifies the terms and conditions under which the student is borrowing and the
repayment provisions that are in effect. Participation in Community Service
positions after leaving school may provide for repayment of certain student
loans.
Federal Perkins Loan–The application for the Federal Perkins Loan is the Free Application for Federal Student Aid (FAFSA). The loan is awarded to students on the basis of financial need and FAFSA receipt date of April 15 or earlier. Students who receive this loan must be enrolled for at least 6 credits each semester. There are no principal or interest payments until nine months after the student ceases half-time attendance (6 credits per term). The minimum repayment rate is $40 per month at a simple interest rate of 5 percent per year on the unpaid balance. There are deferment and cancellation provisions available.
Federal Stafford Loan–The application for the Federal Stafford Loan is the Free Application for Federal Student Aid (FAFSA). By responding on the FAFSA that you are interested in a student loan, eligibility will be reviewed for you. First-time borrowers will also receive a Federal Stafford Loan Master Promissory Note (MPN) for completion in order to finalize the approval process.
Through this program, freshmen may borrow up to $2,625 per academic year, sophomores may borrow up to $3,500 per academic year, and juniors and seniors may borrow up to $5,500 per academic year. An academic year at IUP is defined as the fall, spring, and summer terms. Subsidized Federal Stafford Loans are awarded on the basis of financial need as determined by the FAFSA and require no payment of interest or principal until six months after the student ceases half-time enrollment (6 credits per term). Unsubsidized Federal Stafford Loans require payment or capitalization of interest only during periods of enrollment and the six-month grace period. Following the grace period, both types of Federal Stafford Loans are repayable to the lender at a variable interest rate not to exceed 8.25 percent.
Federal Stafford Loan entrance counseling must be completed by first-time borrowers at IUP before funds can be released.
Additional unsubsidized Federal Stafford Loan funds are available to independent undergraduate students. Freshmen and sophomores may request up to $4,000; juniors and seniors may request up to $5,000. Dependent students whose parents cannot obtain a Federal PLUS Loan may also apply for these additional unsubsidized funds.
Federal PLUS Loan–Parents interested in obtaining a Federal Parent Loans for Undergraduate Students should contact the Pennsylvania Higher Education Assistance Agency (PHEAA) in order to establish their eligibility for the loan through PHEAA’s preapproval process. PHEAA can be contacted at 1-800-692-7392. Applications will be forwarded to eligible families. Parents may borrow for their dependent children up to the cost of education minus other financial aid. The loans are repaid at a variable interest rate not to exceed 9 percent per year starting sixty days after the final check is issued.
Alternative Loans–A wide variety of privately financed educational loan programs are available. Each of these programs offers unique terms and conditions that affect its availability in particular circumstances. Check the IUP webpage atk www.iup.edu/financialaid for specific contact information.
Grants are funds which carry no obligation for repayment. These funds are awarded to the student on the basis of financial need.
Federal Pell Grant–The Federal Pell Grant program provides funds to eligible undergraduate students who have not earned a first bachelor’s degree. A Free Application for Federal Student Aid (FAFSA) must be filed annually to apply for this grant. Awards are prorated based upon the number of credits for which a student registers.
Federal Supplemental Educational Opportunity Grant (FSEOG)–Federal Pell Grant-eligible students are considered for FSEOG. A Free Application for Federal Student Aid (FAFSA) with a receipt date of April 15 or earlier must be on file. Students who receive FSEOG must be enrolled for at least 6 credits each semester.
Pennsylvania State Grant (PHEAA Grant)–PHEAA Grants are available to eligible part-time and full-time undergraduate students who are Pennsylvania state residents. Part-time recipients must also meet specific PHEAA income guidelines. You must complete a Free Application for Federal Student Aid (FAFSA) by April 15 to apply. First-time applicants are also required to complete a PHEAA information form. Academic progress guidelines require that a student earn 12 new credits for each full-time semester for continued eligibility of grant funds. A maximum of eight full-time or sixteen part-time semesters of eligibility are permitted.
State Grants–Many state educational agencies offer grant assistance to students who study outside of their state of residency. Out-of state students are encouraged to investigate opportunities for grant funding from their home state.
IUP Scholarships–Departments, colleges, and the Provost’s Office administer various scholarship programs that have been established by alumni and friends of the university. These scholarships provide gift assistance to academically talented students and assist them in financing their educational expenses. No general application is required for consideration. All eligible students are automatically considered for scholarship opportunities. Questions may be directed to the college dean or department chair of the student’s intended major or current major for enrolled students. For further information, please see the website www.iup.edu/scholarships.
Private Scholarships–Various service clubs, organizations, churches, schools, and industries offer scholarships to students. High school guidance offices, libraries, and hometown newspapers are often excellent sources for information concerning private scholarships. A valuable resource on the Internet can be found at www.fastweb.com.
ROTC Scholarships–Two- and three-year scholarships are available to both male and female students who are enrolled in the Reserve Officer Training Corps program. The scholarships pay for tuition, fees, and books, plus $250 per month for ten months per school year. Interested students may obtain applications and criteria information by contacting the ROTC department in Pierce Hall at IUP or by calling 1-800-IUP-ROTC.
Athletic Grants-in-Aid–IUP participates in intercollegiate athletics as a Division II institution and awards Athletic Grants-in-Aid in accordance with NCAA rules and regulations. Interested students should contact the Athletic Director, Memorial Field House, IUP, Indiana, PA 15705; telephone: 724-357-2751.
Resident Assistants–Upperclass students and freshmen at the end of their first year may apply to become resident assistants at IUP. Students earn a room and board waiver, as well as a small stipend, by working as resident assistants in IUP residence halls. Application timetables and deadlines are advertised in The Penn and posted in the residence halls and other locations around campus, including the Office of Housing and Residence Life website. The application process requires references and participation in a semester-long training program prior to selection. Resident assistants are selected on the basis of leadership, interpersonal skills, and the willingness and ability to serve as role models. Resident assistants must have and maintain a 2.3 GPA. For further information, please contact present resident assistants or residence directors or the Office of Housing and Residence Life, B31 Clark Hall, 1090 South Dr., IUP, Indiana, PA 15705; telephone: 724-357-2696.
Office of Vocational Rehabilitation Assistance (OVR)–Students who have physical or learning disabilities may receive educational benefits through the OVR. In order to be eligible, students must satisfy the physical and financial requirements of the agency. For further information, students should contact their county office of vocational rehabilitation.
Pennsylvania National Guard Educational Assistance Program (EAP): Students who join the Pennsylvania Army National Guard are eligible for a 100-percent tuition grant through the EAP. Eligible students make a commitment to serve for six years in the Pennsylvania National Guard, serving one weekend a month and two weeks per year. In return, they receive ten semesters of 100-percent tuition, applied to either part-time or full-time study. Applications and information are available in Room F6, Pierce Hall, or by calling 724-357-4560 or 1-800-IUP-ROTC.
The Financial Aid Office, in conjunction with the Student Cooperative Association, administers the University Loan Fund on behalf of IUP students. Loans are only available to students who are expecting a financial aid refund that is yet to be disbursed. The maximum loan available will be $300 with repayment to be made in sixty days. No interest will be charged for these loans. Loans will be made to meet educational expenses only. Applications for the University Loan and additional information may be obtained at the Financial Aid Office.
The University Loan Fund encompasses the following individual loan accounts:
Jennie E. Ackerman Loan Fund
Robert Bellis Loan Fund
Mary Edna Flegal Loan Fund
Colette Cromer Gershman Loan Fund
Margaret Flegal Harte Loan Fund
Suzanne Marshall Hartman Loan Fund
John Hays Memorial Fund
Oliver W. Helmrich Memorial Loan Fund
William Henzelmann Memorial Fund
Mary Anne Kolessar Loan Fund
Jane E. Leonard Memorial Loan Fund
Mack Loan Fund
Rusty Preisenderfer Memorial Loan Fund
Flossie Wagner Sanford Student Loan Fund
Varsity I Loan Fund
Norah Zink Loan Fund
The Veterans Affairs Office certifies enrollment for undergraduate and graduate students who may be eligible for veterans assistance.
Veterans, reservists, and children of deceased or disabled veterans should contact the Veterans Affairs Office prior to enrollment.
Veterans must submit:
1. Application for Benefits (VA Form 1990)
2. Certified DD214
Reservists must submit:
1. Application for Benefits (VA Form 1990)
2. Notice of Basic Eligibility (DD2384)
Children of a deceased or disabled veteran whose death or injury was due to service-related causes may be eligible for educational assistance from the federal government under Law 634 (Dependents Educational Assistance Act). Immediately upon acceptance to IUP, men and women who qualify for such assistance should contact the veterans counselor and submit:
1. The Eligible Veteran DD214
2. Survivors Education Form 22-5490
3. Application for Benefits (VA Form 1990)
A veteran receiving VA benefits must request a change in curriculum clearance from the veterans counselor before changing curriculum. Twelve credits are required to be considered a full-time undergraduate student by the Veterans Administration. The minimum full-time requirement for a graduate student is 9 credits.
In addition to regular sources of financial aid, veterans and dependents of veterans may be eligible for VA benefits. For further information, veterans are urged to contact the Veterans Counselor, 126 Clark Hall, IUP, Indiana, PA 15705, 724-357-3009.
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